Work Safe


Municipal workers serve the community by providing a wide range of services. They face hazards ranging from auto accidents to trench collapses. When municipalities increase emphasis on safety and claims management, both the taxpayers and city workers win.     

Do I really need a municipality safety program?
When you’re weighing the importance of dedicating time and resources to safety, consider these statistics:

  • 39% of work-related vehicle crashes are alcohol related. (National Safety Council)
  • A roadway worker is hit and killed every 8 hours in the U.S.
  • The fatality rate for excavation work is 112% higher than the rate for general construction.  (OSHA)
  • Approximately 350 electrical-related fatalities occur each year. (OSHA)
  • Vehicle accidents are the leading cause of death for Missouri firefighters at work. (MEM)

What’s the real cost of a workplace injury?
The impact of workplace injury and illness extends far beyond the costs of medical care, especially when you consider these indirect areas of impact:

  • Morale
  • Reputation
  • Group health insurance costs
  • Effects on family members
  • Loss in productivity
  • Skill replacement
  • Tight employment market
  • Cost of hiring new employees 

According to data compiled by Missouri Employers Mutual Insurance, the average cost of a lost-time claim is over $20,000—a cost that could easily be avoided through a genuine commitment to workplace safety.

Do you have questions about how Missouri Employers Mutual or the WorkSAFE Center can help your workplace? Contact us today to learn more about our resources and custom safety training.

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Missouri Employers Mutual provides services for Previsor Insurance