Work Safe

Injury Management

Workplace injuries can cost you more than just the health and safety of your employees. They increase your experience modification factor, workers compensation premiums, and cost you hundreds—even thousands—in unnecessary medical expenses and overhead administrative costs.

How important is proper injury management?
When you’re weighing the importance of dedicating time and resources to injury reporting and return-to-work programs, consider these alarming statistics:

  • Thirty percent of employees will become disabled for at least 90 days between ages 35 and 65*
  • Employer’s costs due to lost-time injuries reach as much as 10 percent of payroll (not including secondary costs like retraining)
  • Estimates indicate that an employee who is off work for 12 weeks or longer has only a 50 percent chance of returning to their employment

*National Association of Life Underwriters

What’s the real cost of injury?
The impact of job-related accidents and injuries extends far beyond the costs of medical care, especially when you consider these indirect areas of impact:

  • Morale
  • Workers compensation claims
  • Group health insurance costs
  • Effect on injured workers’ family
  • Loss in productivity
  • Skill replacement
  • Tight employment market
  • Cost of hiring new employees
  • Loss in productivity
  • Skill replacement

Do you have questions about how Missouri Employers Mutual or the WorkSAFE Center can help your workplace? Contact us today to learn more about our resources and custom safety training.

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Missouri Employers Mutual provides services for Previsor Insurance